mlcoa is the premier provider of independent medical services, delivering definitive information to enable optimal decisions by clients in the insurance, legal, corporate and government sectors.


The material contained on this website is provided by mlcoa for the purpose of disseminating information free of charge for the benefit of the public. Your use of this website is governed by the terms of our Privacy Policy and this Disclaimer.

The information contained on this website is not a substitute for independent professional advice either of a medical or legal nature. No person should rely on the contents of this website without first obtaining advice from an appropriately qualified person.Nothing contained in this site is intended to be used to diagnose, treat, cure or prevent any injury or condition. mlcoa does not accept any liability for any injury, loss or damage incurred by use of, or reliance on this information.

mlcoa makes every effort to ensure the quality and accuracy of the information available on this web site. However we cannot guarantee and assume no legal liability or responsibility for the accuracy, currency or completeness of the information.

Unless otherwise indicated, mlcoa reserves all copyright for all content on this website. No part of the materials may be reproduced, adapted, published or communicated for commercial use without prior written permission from mlcoa.